First:

Call 1-888-308-4651

Our professional mortgage consultants work seven days a week, even in the evenings. So you can call when it's convenient for you.

Once you give us some basic information and permission to access your credit report, we'll access your credit report and find the right loan program for your needs.

Your're guaranteed a loan decision the same day you apply - in most cases, you'll receive a loan decision while you're still on the phone. You'll know right away exactly how much house you can afford.

If you qualify, we'll send your pre-approval letter immediately by fax or e-mail and overnight mail. You can start house-hunting, and sellers will know that your offer is solid.

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Hours: Mon. - Fri. 8:30 a.m. - 10:00 p.m. Sat. - Sun. 10:30 a.m. - 7:00 p.m. ET

Next:

Go on the road with Ellen.

With a pre-approval from Coldwell Banker Mortgage, you're ready to make an offer on the home you want. And with the information you've already provided, we're ready to get started on your loan.

Last:

Call us when you find a home.

When you've found your home, call your sales consultant with the property address and we can get you on your way to closing.

Between your call and your closing, we'll continue to make things simple. Our mortgage professionals will guide you step-by-step through the mortgage process.

And we guarantee we'll meet your requested closign date, or we'll reduce your interest rate by 1/8the of one percent for the life of your loan.**

That's all there is to it.

*Subject to credit qualification based on secondary market criteria. In most cases we are able to gather the loan iniformation we need for you in just 20 minutes. Some loan decisions may take longer.
* *Approved, conventional, purchase loans only.